Undertaking a comprehensive and robust monitoring, stock count and other activities of customers related to commodity based lending transactions, in line with approved sanction and various distributorship schemes.
Undertaking periodic and ad hoc visits / spot checks to review clients operations and provide a comprehensive status report as stated in approved sanctions, which must include identification of potential structural weakness in clients’ operations.
Liaise with external agents e.g. Warehousing/Collateral agents, etc, on behalf of the Bank and monitor and report on their activities in line with executed service agreements.
Track daily/monthly collections from key distributors under the various approved schemes to forestall any possible diversion of sales proceeds.
Daily / monthly review of account performance viz-a-viz terms and conditions of approval and ensure strict adherence to the conditions by the customers.
Verification of documents and information in day to day work as assigned by Account Management or Credit Evaluation, in line with approved turnaround time.
Diarize and follow up on conditions of sanction /covenants as it relates to the CMU function.
Refer/escalate/flag up problematic or irregular accounts (inappropriate payment patterns, failure to meet turnover covenants etc) to Account Management for inclusion in monthly Watchlist reports.
First degree in Accounting, or any Social Science course. Additional qualifications will be an added advantage.
Sound knowledge and understanding of credit criteria, credit policies, risk and financial analysis, credit control and the application thereof.
Good working knowledge of the core banking system and its related procedures, for analyzing the account behaviour of clients.
Thorough understanding of all the Bank’s product and facilities that give rise to counterparty credit risk.
Understanding terms of the facilities and any conditions and covenants that will need to be complied with over the duration of the facility’s life.
Excellent working knowledge of MS Office suite with proficiency in MS Excel.
Engenheiro Mecânico - Armazém Automóvel (M/F) | 10 VAGA para Empresa angolana no ramo de prestaçäo de serviços de Gestão de resíduos, limpeza urbana e sensibilização ambiental que se encontra em grande crescimento, pretende recrutar profissionais com o seguinte perfil: